In this day and age it is essential you make plans for your future and to ensure you have the right person or persons looking after you. A power of attorney and health care directive allow you to pick and designate the person who will make financial and health care decisions on your behalf when you are unwilling or unable to for yourself.

If a power of attorney or a health care directive is not in place then a guardianship and/or conservatorship may be necessary to authorize you or another competent third party to look after or make decisions on behalf of your loved ones and their finances.